Dave Spence
David Spence has the gold star solution for CPAs and tax professionals looking for a new advisory service that also makes them client retirement heroes.
~ David McKnight, Founder of The Power of Zero Community
The Tax Pro’s Guide to Using
L.I.R.P.s for Advanced Tax Planning
The traditional rules of retirement planning are dangerously obsolete.
With America’s national debt soaring and tax rates at historic lows, the long-held belief that your clients will be in a lower tax bracket in retirement has become a dangerous myth. For the trusted tax professional, continuing with business as usual is no longer an option—it’s a liability that threatens to dismantle the very nest eggs you help your clients build.
Are you ready to transition from documenting the past to architecting your clients’ financial futures?
The Tax Pro’s Guide to Using L.I.R.P.s for Advanced Tax Planning is your battle-tested blueprint for navigating this new reality. Written by veteran tax and financial planner David Spence, this essential guide provides a practical model for delivering immense value and building a more profitable and meaningful practice.
Inside, you will discover:
- A clear-eyed analysis of the looming tax crisis and why your affluent clients are most at risk.
- A step-by-step framework for using Life Insurance Retirement Plans (LIRPs), or “Super Roths,” to create powerful streams of tax-free retirement income.
- Why an estimated 90% of LIRPs fail and how to ensure your clients’ plans succeed through proper design, ongoing “parenting,” and expert collaboration.
- How to identify ideal LIRP candidates within your practice, confidently address common objections, and position yourself as a forward-thinking tax planner.
The window of opportunity to shield your clients from a tidal wave of higher taxes is closing. Are you prepared to lead them to higher ground?
Get Started Today
*Secure checkout powered by WooCommerce
Testimonial
“Dave Spence correctly notes that today’s income tax rates are probably as low as they will ever be. When we finally take steps to put our federal finances in order, additional revenue will have to be part of the equation. This book covers how LIRPs can be used as an effective tax planning strategy for retirement. It’s definitely worth a read.”
David M. Walker, CPA
Former United States Comptroller General
“David Spence hands tax professionals the missing manual for turning compliance work into transformational, future‐proof planning. His clear, step‐by‐step LIRP framework will help CPAs capture more value for clients and themselves in a rising‐tax world.”
Dr. Jackie Meyer, CPA,
Founder of TaxPlanIQ and creator of the ROI Methodᵀᴹ
“David Spence does a masterful job explaining why the LIRP belongs in the modern retirement income toolbox – especially for affluent clients facing tax rate risk. His background as a CPA and CFP adds depth and credibility, and his approach is educational, not sales driven. This book should be required reading for every advisor who works with high-income taxpayers.”
Tom Hegna,
economist, author, and retirement expert – creator of the “Paychecks and Playchecks” retirement approach
” As a CPA, like David Spence, I have to believe in MATH, and it tells me that taxes will have to increase substantially at some point. The bulk of that future tax hit will fall directly on the tens of trillions of untaxed dollars in 401(k)s and IRAs. Every CPA or tax advisor should be addressing this now, while tax rates are low and planning can be done to minimize the impact. David makes the case for moving to tax free vehicles like Roth IRAs and life insurance. I agree! This is a critical planning moment of opportunity for tax advisors to act on. You’ll have happier and wealthier clients – and future clients – the beneficiaries. Doing nothing is not an option.
Ed Slott
CPA, and retirement expert, Author and founder of www.irahelp.com
Founder of Ed Slott’s Elite IRA Advisor Group SM
“This book couldn’t come at a more crucial time. As I write this, our national debt is
closing in on $37 trillion and climbing at a terrifying rate. Interest payments alone now eclipse what we spend on defense. Social Security and Medicare are careening toward insolvency. And yet, most Americans continue to defer taxes into the future as if the government won’t come knocking later.”
David McKnight
Bestselling author of The Power of Zero and Tax-Free Income for Life